3 Threaded Spouts
I’m diving into an ugly discussion here about a middle-class reality: student debt. I’ve seen this movie too many times. Far be it from me to cast aspersions on the failings of my clients or their children.
09:37 AM - May 06, 2024
I’ve probably bored you to tears over the past few blogs, but I can’t help trying to be more complete. (This is in response to some finfluencer posts that only give the sexy part of any story.)
Get the full story here: https://www.madrinamolly.c...
#WeRescueOurselves #N
Get the full story here: https://www.madrinamolly.c...
#WeRescueOurselves #N
10:27 AM - May 02, 2024
I have one more extra post for Thursday. Then I promise I'm done discussing taxes for a bit. But now you know why they're important. I think about this so you don't have to. You're welcome.
Learn more here: https://www.madrinamolly.c...
#Taxes #WeRescueOurselves #NotYoungNotDone
Learn more here: https://www.madrinamolly.c...
#Taxes #WeRescueOurselves #NotYoungNotDone
10:21 AM - May 01, 2024
Why I heart my Financial Advisor, Kyle.
Learn more: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone #FinancialPlanningforWomen
Learn more: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone #FinancialPlanningforWomen
01:55 PM - Apr 30, 2024
3 Threaded Spouts
“Wide diversification is only required when investors do not understand what they are doing.” These are strong words from Warren Buffet, the CEO of Berkshire Hathaway, which arguably is its own diversified investment.
09:25 AM - Apr 30, 2024
3 Threaded Spouts
April is Financial Literacy Month, wherein we encourage Americans to create and maintain healthy financial habits. The only problem is, depending on your source for financial education, you can go down a rabbit hole quickly in the wrong direction.
10:55 AM - Apr 25, 2024
So do I Neri ... so do I.
Learn more here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
Learn more here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
09:06 AM - Apr 24, 2024
(Edited)
This week, I continue my discussion about why taxes matter in retirement.
Check it out here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
Check it out here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
09:33 AM - Apr 23, 2024
3 Threaded Spouts
Last week, I discussed why tax diversification matters in retirement. In it, I described how we tend not to think of tax treatment in distribution as we build our wealth. Instead, we place most of our wealth in accounts that are taxable as income (IRAs, 401(k)s) and in our homes (equity.)
09:17 AM - Apr 22, 2024
As usual, Gary Vaynerchuk doesn't come to play. #Onlytoolateifyoudontstartnow #NotYoungNotDone #FinancialandLongevityPlanning #WeRescueOurselves
https://www.instagram.com/...
https://www.instagram.com/...
12:38 PM - Apr 19, 2024
"No matter how bad a child is, he is still good for a tax deduction." - Anonymous
Read more here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
Read more here: https://www.madrinamolly.c...
#WeRescueOurselves #NotYoungNotDone
08:50 AM - Apr 17, 2024
Tax diversification, asset allocation, asset location. All the nerdy stuff that matters. Sorry, but you have to eat your vegetables.
Read it here. https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone
Read it here. https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone
10:27 AM - Apr 16, 2024
3 Threaded Spouts
Your CPA is responsible for the taxes that matter this year. And most people are satisfied with an accountant who can minimize their taxes. But what about taxes in 10 years … or 20 years … or 30? Who minimizes those? That’s where you need to think ahead.
09:13 AM - Apr 15, 2024
We (Women of a Certain Agency) will control $30 trillion (with a "t") in the next decade, and that means lots of good things will be happening. Count on it.
https://madrina.substack.c...
#FinancialPlanningforWomen #WeRescueOurselves #NotYoungNotDone
https://madrina.substack.c...
#FinancialPlanningforWomen #WeRescueOurselves #NotYoungNotDone
08:32 AM - Apr 10, 2024
11:06 AM - Apr 09, 2024
3 Threaded Spouts
We’re going to hear more and more about the “feminization of wealth” as the great wealth transfer—$80 to $90 trillion from Boomers to Millennials—takes place. By the end of the decade, we expect that women will control $30 trillion, and eventually about 60% of all wealth in the U.S.
09:27 AM - Apr 08, 2024
"Take all the free money." - Every financial planner ever when discussing a retirement plan match
https://open.substack.com/...
#WeRescuseOurselves #NotYoungNotDone
https://open.substack.com/...
#WeRescuseOurselves #NotYoungNotDone
08:52 AM - Apr 03, 2024
When you say you're "maxing" your 401(k), are you really? I get a bit "Max Mad" in this week's blog.
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone #SecondHalfWisdom #mathnotmagic
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone #SecondHalfWisdom #mathnotmagic
10:28 AM - Apr 02, 2024
Check out this week's blog to see how you can Mega-max out your 401(k).
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone #SecondHalfWisdom #mathnotmagic #FinancialPlanningforWomen
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone #SecondHalfWisdom #mathnotmagic #FinancialPlanningforWomen
09:01 AM - Apr 02, 2024
2 Threaded Spouts
"The Stock Market: Do not buy what others are buying just because they are buying it. You don’t know their intentions or their time horizon."
https://open.substack.com/...
https://open.substack.com/...
11:35 AM - Mar 27, 2024
Make no mistake: Cash flow and wealth are very, very different. In this week's blog, I elaborate on both.
https://open.substack.com/...
#NotYoungNotDone #WeRescueOurselves #BoomexWomen #FinancialPlanningforWomen #BeIntentional
https://open.substack.com/...
#NotYoungNotDone #WeRescueOurselves #BoomexWomen #FinancialPlanningforWomen #BeIntentional
08:49 AM - Mar 26, 2024
2 Threaded Spouts
Before making any investments, you need to ask yourself two questions: "What is the purpose of this money?" and "What is its time horizon?" The answers will help any good financial advisor determine what investments to suggest.
09:17 AM - Mar 25, 2024
Thoughts on the treadmill this morning: Don't sacrifice future you for your current cashflow crunch.
#WeRescueOurselves #FinancialPlanningforWomen #Womenover50 #NotYoungNotDone
#WeRescueOurselves #FinancialPlanningforWomen #Womenover50 #NotYoungNotDone
10:07 AM - Mar 22, 2024
Sage advice for both #WOACA and our Allies; especially for our Allies.
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone
https://open.substack.com/...
#WeRescueOurselves #NotYoungNotDone
09:27 AM - Mar 20, 2024
This is an open call for all so-called Allies and "good guys" to step up FOR REAL, not just with lip service.
Read more here: https://open.substack.com/...
#WOACA #WeRescueOurselves #NotYoungNotDone
https://youtu.be/xb_WC_9UL...
Read more here: https://open.substack.com/...
#WOACA #WeRescueOurselves #NotYoungNotDone
https://youtu.be/xb_WC_9UL...
01:03 PM - Mar 19, 2024
2 Threaded Spouts
There was a big kerfuffle on Linkedin this week about widespread, intransigent misogyny in financial services. So this post is, apparently, timely. Our "Allies" need to step up and do more. They need to start collecting—and taking out—their trash.
08:38 AM - Mar 18, 2024
2 Threaded Spouts
It's not too late to join me Friday for some habit-stacking (exercise, hydration and education.) In "10,000 Steps With Madrina Molly," I'll be discussing caregiving, a topic we can all relate to, right? We'll hit the bricks (or in my case, the treadmill) at 6:00 a.m. Eastern.
01:09 PM - Mar 14, 2024
"One of the best ways to build a new habit is to identify a current habit you already do each day and then stack your new behavior on top. This is called habit stacking." James Clear
#WeRescueOurselves #NotYoungNotDone #habitstacking
https://madrina.substack.c...
#WeRescueOurselves #NotYoungNotDone #habitstacking
https://madrina.substack.c...
08:16 AM - Mar 13, 2024
(Edited)
Sometimes new habits unstack old ones!
#WeRescueOurselves #NotYoungNotDone #habitstacking
https://youtu.be/0EENbfijO...
#WeRescueOurselves #NotYoungNotDone #habitstacking
https://youtu.be/0EENbfijO...
12:17 PM - Mar 12, 2024