Read aBannedBook
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Providing insurance to the uninsured is the best part of ACA, but many people don't realize that it also helped people who were already insured.

Insurance companies can no longer refuse to cover pre-existing conditions.

ACA prohibits annual and lifetime limits on benefits.

That's a big deal.
10:56 PM - Nov 27, 2023
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TuttiFrutti50
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In response to Read aBannedBook.
Exactly why Repubs want to kill it.
04:13 PM - Dec 08, 2023
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Mc Crispy
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In response to Read aBannedBook.
There are still loopholes that need to be addressed, like diagnosing someone with the definition of their illness, rather than the actual name, thereby not having to covering it.

But on the whole, the ACA was the best thing to happen to insurance since it was introduced.
11:44 PM - Nov 28, 2023
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Stephen Maytan
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In response to Read aBannedBook.
Many companies had $1 million lifetime caps.

If that were still the case, my 8-year-old would have about $150,000 left after a NICU stay and a few surgeries.

Imagine having to go through your entire life with only $150,000 of coverage.

People that want to go back to that are evil fuckers
11:43 PM - Nov 28, 2023
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Quatro Quatro
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In response to Read aBannedBook.
The pre-existing conditions bullshit was the biggest scam ever, that’s one of the best things ever to happen to healthcare for sure.
10:02 PM - Nov 28, 2023
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Melinda Nowikowski
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In response to Read aBannedBook.
My private insurer also doesn't charge a deductible for routine preventive care appointments. This may be part of the legislation, or it may just be something they expected to get pressure on from employers. Either way, it's a good thing.
04:48 PM - Nov 28, 2023
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Read aBannedBook
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In response to Melinda Nowikowski.
I thought the wellness thing was part of the legislation, but I'd have to doublecheck. I think my insurer paid for wellness before ACA but also not sure since that was awhile ago.
05:02 PM - Nov 28, 2023
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SLS StickFigure
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In response to Read aBannedBook.
It's also an obvious reason why the GOP's benefactors are so against it.
11:06 AM - Nov 28, 2023
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Patsy
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In response to Read aBannedBook.
"ACA prohibits annual and lifetime limits on benefits."

Saved my life. Twice.
💙🩵💙🩵
10:44 AM - Nov 28, 2023
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Suzanne Chowla
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In response to Patsy.
Yay!
07:32 PM - Nov 28, 2023
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Kinzie Mat
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In response to Read aBannedBook.
This self(currently UN)-employed amputee (after being T-boned by a 15yo running a red light in a stolen vehicle) wholeheartedly agrees!!!!
10:41 AM - Nov 28, 2023
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roxannehawn
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In response to Read aBannedBook.
+ for the longest time I assumed we would NOT qualify for any help from ACA, so I WAY, way, way overpaid for years. Thankfully, I was forced to learn better a couple years ago. For 2024, thanks to ACA help, my monthly insurance premiums are actually going down about $175/month!!! I'm so grateful.
10:27 AM - Nov 28, 2023
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Jacqueline
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In response to Read aBannedBook.
That is a huge deal when you run up a million dollar tab in one year, as my husband did. Our premiums aren’t cheap, but I can’t imagine what they could be without the ACA.
11:08 PM - Nov 27, 2023
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Read aBannedBook
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In response to Jacqueline.
BC/BS used to have a 1 mil lifetime cap and then I think 2 mil, and I used to think, one major medical incident and you're doomed.
11:13 PM - Nov 27, 2023
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Suzanne Chowla
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In response to Jacqueline.
Sadly, b4 ACA you would be dropped from insurance at 1st open enrollment & then be uninsurable at literally *any* price. Only option would then be to get on the wait list for your state's very expensive high risk pool insurance & potentially spend years waiting, uninsured. It was BARBARIC before ACA
07:37 PM - Nov 28, 2023
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jocelynjtweet
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In response to Read aBannedBook.
Keeps kids on their parents insurance until they are 26. This is particularly important as young adults may not get jobs with good benefits right away
11:01 PM - Nov 27, 2023
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