Janell The Wallflower
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My 30YO just stopped by. He's irritated his credit score isn't going up. All he has is a car loan.

He says, I should be rewarded for not needing to borrow money.

He's got a point! #GenX
08:27 PM - Feb 01, 2023
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Eve_Gadgets
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In response to Janell The Wallflower.
Agree with him credit score should assign some points to not in debt. But credit score/worthiness is primarily a measure of your ability to use credit responsibly
06:29 AM - Feb 02, 2023
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RichM
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In response to Janell The Wallflower.
He’s right, the newer AI based consumer loan underwriting will change the old school traditional credit score disadvantages. But it’s a slow change process unfortunately
09:44 PM - Feb 01, 2023
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