Read aBannedBook
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Providing insurance to the uninsured is the best part of ACA, but many people don't realize that it also helped people who were already insured.

Insurance companies can no longer refuse to cover pre-existing conditions.

ACA prohibits annual and lifetime limits on benefits.

That's a big deal.
10:56 PM - Nov 27, 2023
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Jacqueline
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In response to Read aBannedBook.
That is a huge deal when you run up a million dollar tab in one year, as my husband did. Our premiums aren’t cheap, but I can’t imagine what they could be without the ACA.
11:08 PM - Nov 27, 2023
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Suzanne Chowla
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In response to Jacqueline.
Sadly, b4 ACA you would be dropped from insurance at 1st open enrollment & then be uninsurable at literally *any* price. Only option would then be to get on the wait list for your state's very expensive high risk pool insurance & potentially spend years waiting, uninsured. It was BARBARIC before ACA
07:37 PM - Nov 28, 2023
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Suzanne Chowla
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Before ACA, for non-employer-based, private plans, more than 1 pre-existing minor condition often made ppl completely uninsurable (pre-existing conditions that counted included being overweight, any trtmnt for severe acne, any diagnosis of high blood pressure, even if currently well-managed, etc.).
In response to Suzanne Chowla.
07:48 PM - Nov 28, 2023
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Suzanne Chowla
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In response to Suzanne Chowla.
Pre-ACA, even employer-based plans had low security of coverage. Prospective employees were often forced to complete a pre-onboarding health questionnaire & offers were rescinded if health wasn't basically perfect. & ppl were often terminated if they developed expensive health issues--that was legal
07:52 PM - Nov 28, 2023
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