Charlie Ricci
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If I got $4,000 a week for life or $2,000,000 cash in a lump sum I'd never have to worry about my credit score, because with my lifestyle I'd never have to borrow money again. If I live 10 more years I'd come out ahead with the weekly payments ($208,000) so that's my choice. What would guys you do?
01:52 PM - Apr 21, 2024 (Edited)
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Alvin The Chipmunk
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In response to Charlie Ricci.
2M in cash = 1.3M after taxes invested at 10% = $130,000/y minus 30% taxes.

Net = $88,000/year dividends approx.

Not financial advice.
01:34 PM - Apr 22, 2024
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Al Gray
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In response to Charlie Ricci.
Everybody keeps talking about the choices we aren't allowed to choose.
We can only choose one and it's not even on the list.
01:23 PM - Apr 22, 2024
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Milo Velimirović
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In response to Charlie Ricci.
I plan on living at least another ten years, so C.
01:04 PM - Apr 22, 2024
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WestCoaster
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In response to Charlie Ricci.
I'm pushing 80, so "for life" isn't that attractive. I have a retirement income sufficient for my needs, no debts, and no need to borrow money, so I'd take the lump sum, no question. I'd give half the $$ to my kids, and the rest would go to my charities and political causes. Would be fun!
06:06 PM - Apr 21, 2024
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ThatDivaT
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In response to Charlie Ricci.
Definitely picking the $4,000/wk. I'm not too far from 850 CS. I'll surpass $2 million in 9.68 years with the annuity with the rest of my life to spare. In the interim, I can invest and borrow against guaranteed monies in addition to building my current career path.
05:59 PM - Apr 21, 2024
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David J. Fielding
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In response to Charlie Ricci.
$4000 a week for life
03:52 PM - Apr 21, 2024
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Carla Reid + Chilla
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In response to Charlie Ricci.
At my age, the 2 million makes more sense.
03:46 PM - Apr 21, 2024
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Doug Says…
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In response to Charlie Ricci.
At 70 I’ll take the$2million, thank you very much. I’ll forward my (empty) bank account info to you for you to send the deposit. 😂😂
03:35 PM - Apr 21, 2024
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Melissa Griffith ☕ aka Masker
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In response to Charlie Ricci.
B. I could get a house and start a community garden somewhere!
03:34 PM - Apr 21, 2024
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RA
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In response to Charlie Ricci.
$4000 per week, for sure. The tax implications alone make that the easy choice.
03:33 PM - Apr 21, 2024
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Morvani
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In response to Charlie Ricci.
$4000 a week for the rest of my life would resolve a whole lot of problems, and chances are good at my current age that it would end up being more than the 2 mil.
03:26 PM - Apr 21, 2024
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Sneaky Burrito
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In response to Charlie Ricci.
If nothing else changed in my life I'd probably take the 2 million because my husband's and my combined income is more than $4000/week...assuming you'd have to pay taxes on that anyway. Could use 2 million up front to pay off student loans and mortgage and do some home improvements and get new cars.
03:24 PM - Apr 21, 2024
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Haruka (CLOSED)
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In response to Charlie Ricci.
Gimme the two million. I’m old.
03:07 PM - Apr 21, 2024
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